Loan Interest Rates

W.e.f. as on Date 01/01/2025

Sr .No. Particulars

Interest Rate

1

 All Type Cash Credit Loans 12.50 %
2 All Hypothecation Loan – Machinery, House Hold Articles, Furniture’s etc. 12.50 %
3 Other Term Loan  (Home Mortgage for Poultry, Machinery, Old Vehicle, Furniture, Education Loan, WCTL Loan & other purpose) 12.50 %
4 All Real Estate Secured Loans 12.50 %
5 All Poultry Loan ( Shed , Cages , & C/C ) 12.50 %
6 Commercial Vehicle Loan 12.50 %
7 Builders & Contractor - Loans 12.50 %
8 Personal Security Loan w.e.f. 01/09/2024 13.00 %
9 Salary Security  Loan w.e.f. 01/09/2024 13.00 %
10 Loan Against Gold Ornaments 10.00 %
11 Loan Agnst Insurance Policy 10.00 %
12 Loan Agnst Govt. Security ( NSC , KVP etc.) 10.00 %
13 All Type New Vehicle Loan
(Only Personal Use -  2 Wheeler’s & 4  Wheeler’s)		 10.00 %
14 Gharkul Home Loan
Gharkul Home Loan - E Mandate Scheme
(EMI Monthly Recovery
 10.00 %
9.00 %

                Note : If Term Loan A/c Overdue or Default - 3 % Extra Interest Charge.
                            If Cash Credit A/c Overdue or Default & one Month’s Interest Pending - 3 %
                            Extra Interest Charge.