| Sr .No. |
Particulars |
Interest Rate |
1 |
All Type Cash Credit Loans |
12.50 % |
| 2 |
All Hypothecation Loan – Machinery, House Hold Articles, Furniture’s etc. |
12.50 % |
| 3 |
Other Term Loan (Home Mortgage for Poultry, Machinery, Old Vehicle, Furniture, Education Loan, WCTL Loan & other purpose) |
12.50 % |
| 4 |
All Real Estate Secured Loans |
12.50 % |
| 5 |
All Poultry Loan ( Shed , Cages , & C/C ) |
12.50 % |
| 6 |
Commercial Vehicle Loan |
12.50 % |
| 7 |
Builders & Contractor - Loans |
12.50 % |
| 8 |
Personal Security Loan w.e.f. 01/09/2024 |
13.00 % |
| 9 |
Salary Security Loan w.e.f. 01/09/2024 |
13.00 % |
| 10 |
Loan Against Gold Ornaments |
10.00 % |
| 11 |
Loan Agnst Insurance Policy |
10.00 % |
| 12 |
Loan Agnst Govt. Security ( NSC , KVP etc.) |
10.00 % |
| 13 |
All Type New Vehicle Loan
(Only Personal Use - 2 Wheeler’s & 4 Wheeler’s) |
10.00 % |
| 14 |
Gharkul Home Loan
Gharkul Home Loan - E Mandate Scheme
(EMI Monthly Recovery
|
10.00 %
9.00 %
|
15 |
Only New Gold Loan Sanction From Date 01.07.2026 |
9.50% |
16 |
Only New Gharkul Loan Sanction From Date 01.07.2026
Gharkul Home Loan
Gharkul Home Loan - E Mandate Scheme
(EMI Monthly Recovery |
9.50%
8.50%
|
17 |
Only New Vehicle Loan Sanction From Date 01.07.2026
All Type New Vehicle Loan
(Only Personal Use - 2 Wheeler’s & 4 Wheeler’s) |
9.00% |
18 |
Only New Sanction Loan From Date 01.07.2026
Loan For Solar System Purchases |
9.00% |
19 |
Only New Sanction Loan From Date 01.07.2026
Medical Equipment & Machinery Purchases ( New ) ( Only For Doctor & Hospitals ) |
9.00% |
