Deposit Interest Rates

w.e.f. As on 01/09/2025

Savings Deposit Interest Rate - 3.00 %

Fixed Deposit

Sr .No. Duration General Interest Rate Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. Interest Rate for Senior Citizen

1

7 Days to 45 Days

3.50%
3.50%

3.50%

2

46 Days to 90 Days

5.50%
5.50%

5.50%

3

91 Days to 180  Days

6.00%
6.00%

6.50%

4

181 Days to 364 Days

6.50%
6.50%

7.00%
5
12 Months to Below 2 Years
 
7.50
7.50%
8.00%
6

2 Years to Below 3 Years
8.00%
8.00%
8.50%

7
Above 3 Years
 		 7.50% 7.50% 8.00%
8

Dam – Didpat Deposit

7.50%
5 Years 5 Months
15 Days

7.50%
5 Years 5 Months
15 Days

8.00%
5 Years 1 Months
13 Days
9

Dam-Duppat Deposit
7.50%
9 Years 3 Months
29 Days
7.50%
9 Years 3 Months
29 Days
8.00%
8 Years 9 Months
01 Days

            

1

Sahakari Sansthas and for all citizens extra interest rate of 0.50% will be given for Single Deposit of Rs. 15 Lakhs and above, miimum duration of deposit is 91 days.
2

0.50% extra interest rate for senior citizens and employees. (Above 91 Days). They can also have a Single Deposit of Rs. 15 Lakhs ond Above to get 0.50% extra interest.
3

Savings interest is 3.00%.
4

All deposits up to Rs. 5 Lakhs have insurance protection.